Australia is banning credit card surcharges from October 1 after a policy shift. Banks will overhaul loyalty perks then. Credit card points and rewards will be cut from next month. The change will hit businesses across the country that pass on card fees. Businesses that add fees will have to change their systems.

A pub owner is considering cash only before the ban. News reports say the change is just 19 days away at this point. The new surcharge ban plus the bank reward cuts are set to begin together from early October as planned.